how it works

A fertility benefit that’s right for your company, right now

Get Started

Simplify the complex world of fertility.

Carrot is the easiest way to deliver fertility care to employees everywhere.
Carrot Care Team

Carrot Care Team

Lean on our team of global benefits experts and fertility clinicians to support your employees on their journey.
Carrot Care Team

Global provider network

With 6,100+ clinics and agencies around the world, employees get care from providers that meet strict clinical and regulatory qualifications.
Carrot Care Team

Carrot Card®

The easiest way for employees to access their benefit and pay for services, without the stress of out-of-pocket payments.
Carrot Care Team

Financial and benefit administration

Get fast, trouble-free processing of claims and reimbursements, plus custom reports on enrollment, engagement, and costs.
*Carrot Card issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
a complete global fertility solution

Carrot empowers employees everywhere with the opportunity to have a child.

Fertility planning and care

Egg, sperm, and embryo freezing

Whether your employees are considering parenthood now or later, Carrot provides options from initial fertility consultations to freezing eggs, sperm, or embryos.

Assisted reproductive technology: IVF, IUI, and more

Carrot covers in vitro fertilization (IVF) and intrauterine insemination (IUI), two of the most common medically-assisted procedures, as well as surgical interventions. Employers can also choose to cover medication.

Donor-assisted reproduction

Donor eggs and sperm

Donated eggs or sperm expand opportunities for employees to become parents. Coverage includes clinical practices (retrieval and storage), as well as costs related to legal and regulatory compliance.

Egg, sperm, and embryo transportation

Differences in laws and practices create challenges for employees who want to transport eggs, sperm, or embryos across borders. Carrot provides expertise and guidance on the physical, legal, and regulatory issues involved.

Gestational carriers (commonly known as surrogacy)

Use of gestational carriers is an increasingly common way for the LGBTQ+ community and those who are unable to carry a pregnancy to pursue parenthood. Employees can apply their Carrot benefit to vetted agencies and relevant expenses.


Whether its domestic or international, every adoption journey is unique and comes with its own set of challenges.

Carrot provides employees with access to over 40 validated, high-quality international adoption agencies, as well as practicing international adoption attorneys to help them navigate the process. Our network also includes legal experts who codify country-specific standards of excellence that help us determine eligibility of an adoption agency.

Customize your plan and launch quickly & easily

A blue blob on top of a tan circle


We’ll design a plan that works for your company and existing benefits. Introduce your plan at any time of year and adjust as you learn and grow.

A blue blob on top of a tan circle


Pricing is straightforward: transparent, annual fees that scale as your business grows. No hidden fees.

A blue blob on top of a tan circle

Easy to use

You design the plan — and we’ll take care of the admin. Carrot can launch your plan globally.

See how Carrot can transform your company

Find out how our customizable fertility solutions can help your plan, your groups, and your members.
Contact us